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Author Topic: ATMs/Banking on Campus  (Read 8094 times)

Salasoo19

  • Newbie
ATMs/Banking on Campus
« on: April 12, 2008, 06:54 PM »
Hello! I'm looking into getting a checking account right now and I wanted to know what bank branches were supported by the ATMs and if there were any banks on campus or in the area.

Thanks!

JHU_Kate

  • Hopkins Alumni
ATMs/Banking on Campus
« Reply #1 on: April 12, 2008, 09:27 PM »
Quote from: "Salasoo19"
Hello! I'm looking into getting a checking account right now and I wanted to know what bank branches were supported by the ATMs and if there were any banks on campus or in the area.

Thanks!
Hi, Salasoo19!

There's an M&T Bank ATM by the entrance of Wolman Hall (it's a freshman dorm at the corner of N. Charles Street and E. 34th Street), and there's a branch of M&T Bank at the basement of the Homewood (it's an upperclassman apartment building at the corner of N. Charles Street and E. 30th Street). There's also a Bank of America ATM by the entrance of Shaffer Hall (it's one of the classroom buildings on the "Wyman Quad," which we usually call the "Lower Quad" or the "Engineering Quad"), and there's a branch of Bank of America at the corner of St. Paul Street and E. 32nd Street (it's quite close to campus).

I hope this helps! :)
JHU_Kate
Class of 2010
Neuroscience Major
Classics Minor
Senior Arts Certificate Candidate in Dance

http://blogs.hopkins-interactive.com/kate

JHU_Laura

  • Hopkins Alumni
ATMs/Banking on Campus
« Reply #2 on: April 13, 2008, 04:32 AM »
When I came to Hopkins I got a checking account at M&T. Since there are so many branches of M&T around Hopkins and Baltimore it makes getting money really convenient. However, since I am from Seattle, and we don't have M&T there, I kept my checking account with my bank from home. My parents can then transfer money to my bank account from home and I can move it to my M&T account.
It is a little bit confusing, but works out pretty well.
Hope that helps!

JHU_Esther

  • Hopkins Alumni
ATMs/Banking on Campus
« Reply #3 on: April 13, 2008, 12:54 PM »
I am an ardent fan of Bank of America. I had a terrible expeience with M and T bank. They are the only organization with which I have asked to speak with the manager and then got so angry speaking with the manager that I actually hung up. Bank of America has been great! There's an ATM on campus and a full bank one block away. It also is probably more useful once you graduate college. M and T is not that wide spread a bank. Save yourself hassle and bad customer service go with Bank of America.
Name Esther B.
Class 2009
Adventures at Hopkins

JHU_Stefanie

  • Hopkins Student
ATMs/Banking on Campus
« Reply #4 on: April 13, 2008, 06:16 PM »
I agree with JHU_Esther.  I started off with M&T but after some awful "penalty fees" (mainly for going under $1500 -- what college student keeps that much money in their account year round ... ok, well I couldn't do it! :) ), I switched to Bank of America.  I must say that I LOVE IT!  I'm from Memphis, Tennessee so it was a better idea anyway considering M&T is only in the Northeast.  But as JHU_Kate noted, M&T and Bank of America are both accessible/recommended for Hopkins students.

JHU_Blake

  • Hopkins Student
ATMs/Banking on Campus
« Reply #5 on: April 14, 2008, 12:52 AM »
bank of america= "keep the change" program. they round up your purchases to the next dollar and transfer the difference to your savings account. i definitely beats keeping random change in your pocket.

JHU_Jessica

  • Hopkins Alumni
ATMs/Banking on Campus
« Reply #6 on: April 14, 2008, 01:02 PM »
I have definitely been satisfied with Bank of America both at home and in Baltimore. However, with all of this said, as a freshman you'll definintely be surprised by how few of times you withdraw money...I rarely have money on me because of the meal plan and JCash.
Jessica K.
Public Health '11

Read my blog
or ask me a question!
"The more clearly we can focus our attention on the wonders and realities
of the universe about us, the less taste we shall have for destruction."

- Rachel Carson (a Hopkins alum!)

JHU_Siobhan

  • Guest
ATMs/Banking on Campus
« Reply #7 on: April 14, 2008, 07:33 PM »
There are two banks with ATMs on campus: M&T Bank and Bank of America. I chose to go with Bank of America because there are a bunch by me back home, where as M&T is mainly a Baltimore bank. If you are from outside of Baltimore, I would definitely recommend Bank of America. I have also heard horror stories from some people that use M&T Bank, and the majority of the people that I know that started with them switched to Bank of America.

Also, there is the JHU Credit Union. It is basically the same as a bank, but it is only for Hopkins students/alumni.


JHU_Mandy

  • Hopkins Alumni
ATMs/Banking on Campus
« Reply #8 on: April 18, 2008, 12:16 PM »
If you do choose to use Bank of America, like my parents and I did, learn from my dumb mistake:

So, I live in Wolman Hall and as everyone has said, there's an atm from M&T bank in the lobby.  Well, it's right next to the machine you can use to put cash onto your JCard, so when I ran out and wanted to do laundry, I would go and withdrawal some cash to put onto the JCard.  Well, they do tell you there's a $2 service charge, however, when checking my account online, they would charge it twice...i.e., if I withdrew $40, it would show up as having withdrawn $42, then a couple days later there would be another $2 charge that was listed as having come from M&T.  It doesn't sound like a big deal but when you make several withdrawals over the course of a semester, it adds up.  

Moral of the story: don't be lazy and walk over to the bank or the ATM in Shaffer.  :)
mandy
jhu class of 2011
public health studies
read my blog!

JHU_Stefanie

  • Hopkins Student
ATMs/Banking on Campus
« Reply #9 on: April 20, 2008, 10:51 AM »
Mandy just reminded me of my friend (who is now a Senior at Hopkins and is about to graduate).  She actually never changed her bank from her home in Texas.  She paid the surcharge from M&T every time.  I asked her about it and she replied: "I know I'm not going to be around here afterwards, so...."

That's why everyone should get Bank of America.  It's all over the nation! :)

JHU_Jackie

  • Hopkins Alumni
ATMs/Banking on Campus
« Reply #10 on: April 23, 2008, 12:46 PM »
I set up some weird program with Wachovia where I get 4 free checking per month at any other place.  Also, if they add any charges then I just call them up and they will typically remove it.  I dont' usually go to the ATM more than 4 times per month so it works.

Also, since I work at Hopkins I get direct deposit.  I HIGHLY recommend it!  It saves you a lot of time.
Jackie M.
Class of 2010
Philosophy
Read My Blog: Murphy's Law Gone Right

JHU_Julia

  • Hopkins Alumni
ATMs/Banking on Campus
« Reply #11 on: April 25, 2008, 11:50 AM »
I would just reiterate that Bank of America is the best.  If you're from the northeast/mid atlantic region, it's by far your best bet.  There's a Bank of America branch two blocks from my apartment here on St. Paul Street and a Bank of America 1 1/2 blocks from my apartment in New York at home, it's so easy!!
~Julia~
Hopkins Class of 2009
Check out my blog here! Julia's Journal

benparker

  • Newbie
ATMs/Banking on Campus
« Reply #12 on: May 01, 2008, 08:10 PM »
Does anyone have any experience with the Johns Hopkins Credit Union? How does it compare to the Bank of America?

JHU_Siobhan

  • Guest
ATMs/Banking on Campus
« Reply #13 on: May 03, 2008, 12:07 PM »
I personally dont have any experience with them, but my friend opened an account with them and he likes them. but he opened one to just use here. he had a local bank back home so there werent any of his banks atms around campus, so thats the only reason he decided to open one here.

JHU_MichelleB

  • Hopkins Alumni
ATMs/Banking on Campus
« Reply #14 on: May 03, 2008, 03:28 PM »
I really appreciate having the Johns Hopkins Credit Union around because it means that I don't have to pay any fees when I use my bank's ATM card at their ATMs (my bank is a little credit union on Long Island). I think that all credit unions allow each other to use their ATMs. This way, I don't have to switch my bank account to a bank which isn't with my parents (allowing for easy money transfers!)


JHU_Jermaine

  • Hopkins Student
ATMs/Banking on Campus
« Reply #15 on: May 03, 2008, 10:43 PM »
Since, like Seattle, there are no M & T Banks in Florida (where I live), I just opened a separate account with them in Baltimore (there are tons of M & Ts in Maryland) and kept my account with my bank in Florida.
Jermaine
Class of '09

Check out my Guest Blog!


"You can't have everything. Where would you put it?"-Steven Wright

Admissions_Daniel

  • Administrator
ATMs/Banking on Campus
« Reply #16 on: May 04, 2008, 08:18 PM »
Quote from: "benparker"
Does anyone have any experience with the Johns Hopkins Credit Union? How does it compare to the Bank of America?
The majority of people who use the JH Federal Credit Union are faculty and staff. I don't many students who open accounts with them. Most students have accounts with national bank chains so that they can do their banking both in Baltimore and back home.

JHU_Kate

  • Hopkins Alumni
ATMs/Banking on Campus
« Reply #17 on: May 04, 2008, 11:56 PM »
I also have an account with Bank of America. It has so many branches and ATMs nationwide - including my hometown and Baltimore. :)
JHU_Kate
Class of 2010
Neuroscience Major
Classics Minor
Senior Arts Certificate Candidate in Dance

http://blogs.hopkins-interactive.com/kate

JHU_Laura

  • Hopkins Alumni
ATMs/Banking on Campus
« Reply #18 on: May 06, 2008, 02:36 PM »
Jermaine compared Florida to Seattle! It must be a first!!

FaithLCT

  • Newbie
ATMs/Banking on Campus
« Reply #19 on: April 17, 2010, 12:23 PM »
Lately, I have been using google maps to try to figure out what bank I should open a new account with.  It'll still be a couple of months until I'm there, but I'd like to start putting my money in somewhere considering I've canceled my old junior savings account already.  

Are there any specific recommendations anyone can make?  At least, what are the most accessible banks based on, say, proximity to the school (so walking distance) and proximity to common bussing routes (so bussing + walking distance)?  Since I am unaware of the bussing system there, I don't know which routes the buses commonly go either.

I know Bank of America is really close by, but I want some more options.  

Thanks a bunch!

JHU_Greco

  • Hopkins Student
ATMs/Banking on Campus
« Reply #20 on: April 18, 2010, 11:50 AM »
Hi, FaithLCT!
I'm sorry but we cannot "recommend" a bank in public website like this, but I can give you some options.

Yes, Bank of America is near by, and it's not a long walk from campus. I also found a bank of America ATM machine in the first floor of Shaffer Hall.

Another option is M&T. I don't think they have a bank nearby, but they have ATM machines on&off campus.

There's also Johns Hopkins Federal Credit Union. I think they have an ATM machines right under Charles Commons. you can visit their website here: https://www.jhfcu.org/site/ratesfees.html
Greco Song
Department of Chemical and Biomolecular Engineering
President - JHU Vocal Chords
Lab Assistant - Gerecht Lab
Twitter: JHU_Greco

Ask me stuff!
http://www.hopkins-interactive.com/forums/meet-the-class-of-2013/meet-jhu_greco-fullerton-ca/

JHU_Miranda

  • Hopkins Student
ATMs/Banking on Campus
« Reply #21 on: April 18, 2010, 12:33 PM »
They've taken out the BoA atm in Schaffer, last time I checked!

I have an account with the Hopkins Credit Union. It's very convenient (atms everywhere and a branch office under commons as Greco said), and if you make an account during orientation they give you a $25 gift card to the bookstore. You can also use M+T atms and ones that are part of the credit union system the JHFCU is part of. They also have a student checking account offer there.
Miranda B.
Class of 2013
Political Science 
Africana Studies (minor)
Visit my blog!
Ask me a question!

JHU_Mandy

  • Hopkins Alumni
ATMs/Banking on Campus
« Reply #22 on: April 18, 2010, 01:03 PM »
I use Bank of America because it's what I had at home, and as others have mentioned, it's easy enough to get to.  They're also doing away with overdraft fees, supposedly, which is very convenient!
mandy
jhu class of 2011
public health studies
read my blog!

JHU_Brian

  • Hopkins Student
ATMs/Banking on Campus
« Reply #23 on: April 18, 2010, 10:34 PM »
Quote from: "JHU_Miranda"
They've taken out the BoA atm in Schaffer, last time I checked!
Yeah, does anyone know where that went?
JHU_Brian
WSE '12
Environmental Engineering
Follow me on twitter or check out my forum thread.

"A ship in harbor is safe -- but that is not what ships are built for." - John Shedd

luvmusic777

  • Newbie
ATMs/Banking on Campus
« Reply #24 on: April 24, 2010, 08:40 PM »
Hi :)
I'm an international student looking to make a bank account...
Reading through the site I think a lot of people wrote that Bank of America is probably a good option.

The thing is, I'm going to be going to Hopkins from Japan, so I might have to make the banking account right there and then in Baltimore.

My question is, how hard is it for an international student to make a bank account in those banks? And do parents have to be around in order to make an account?

Thanks in advance :)