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Author Topic: ATMs/Banking on Campus  (Read 7581 times)

JHU_Sarah

  • Hopkins Student
ATMs/Banking on Campus
« Reply #25 on: April 24, 2010, 09:40 PM »
Bank of America is a good option because there's one located about two blocks from campus.  You can make an account if you're eighteen, but you need a social security number, so I'm not sure if you would be able to make one or not as an international student.  If you had any trouble making an account there, the Johns Hopkins Federal Credit Union offers free student checking accounts for full and part time JHU students, and it's located right next to the campus book store about a block away from campus.   According to the website you can make an account if you're sixteen, so your parents don't have to be to make the account with you.
Sarah, '13
Molecular & Cellular Biology, Spanish
Check out my blog!
and ask me questions here!

luvmusic777

  • Newbie
ATMs/Banking on Campus
« Reply #26 on: April 25, 2010, 11:45 AM »
So for international students the only bank that's accessible is Johns Hopkins Federal Credit Union? Is there a huge different between having BoA account of Johns Hopkins Federal Credit Union account?

I'm just a little nervous about this because my parents will only be here for couple of days for the move-in day and then they'll leave and I won't be able to see them for a while after that. I just want to get these banking things sorted out so they can put money in my account every once in a while :)

If there are any international students that has some experience in this field a reply would be much appreciated :)

JHU_Sarah

  • Hopkins Student
ATMs/Banking on Campus
« Reply #27 on: April 25, 2010, 02:12 PM »
I'm not sure if the Federal Credit Union is the only option for international students, but as far as the advantages of both banks go, I think the only advantage to picking Johns Hopkins Federal Credit Union is that there are ATMs in the library and rec center that don't charge an extra fee for students that want to make withdrawals from their JHFCU accounts (you can use the ATMs for other banks as well but it makes you pay $2.50).  The JHFCU building is also a little bit closer to campus.  

If one of the other students can't give you a better answer on this one, I would look on the websites of both banks to research your options and maybe call customer service if you have any questions.  I wish I could help you out more with this, but I hope you get it figured out!   :)
Sarah, '13
Molecular & Cellular Biology, Spanish
Check out my blog!
and ask me questions here!

luvmusic777

  • Newbie
ATMs/Banking on Campus
« Reply #28 on: April 25, 2010, 03:34 PM »
Hey Sarah :)
You've been really helpful and I appreciate it :)
I'll research a little more and see what I can do so yea~
Thank you so much!

JHU_Daniel

  • Guest
ATMs/Banking on Campus
« Reply #29 on: April 25, 2010, 04:58 PM »
Bank of America can be really good for international students, I think.  For example, when I'm in Europe, I can use BMP Paribas for my BofA needs, etc.  And the Bank of America branch on St. Paul is a really large center, actually, and can help you with pretty much anything you need there.

JHU_Becca

  • Hopkins Student
ATMs/Banking on Campus
« Reply #30 on: April 26, 2010, 03:54 PM »
I second what Jackie wrote! I went with my parents at the beginning of the year to set up an account with the Johns Hopkins Credit Union. It's extremely convenient-- it depends on the plan you choose, but I get 2 free withdrawals at any ATM per month and it works out really nicely. Also, if you have anything you want to change with your account, any problems (losing your debit card), etc., it's so close that you can get it taken care of right away...
Becca K.
Class of 2013
Writing Seminars, History of Art
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JHU_Joe

  • Administrator
ATMs/Banking on Campus
« Reply #31 on: April 30, 2010, 02:33 PM »
Quote from: "JHU_Daniel"
Bank of America can be really good for international students, I think.  For example, when I'm in Europe, I can use BMP Paribas for my BofA needs, etc.  And the Bank of America branch on St. Paul is a really large center, actually, and can help you with pretty much anything you need there.
Daniel is 100% correct, its not just an ATM on St. Paul Street, its an entire Bank of America so they can help you with complex withdrawals/deposits and stuff that you can't just do at the ATM. And the ATM is always open, even if the bank is closed, you just have to swipe your ATM card to get in.

What Becca and her parents did is also a great option, but you really don't have to worry about banking when you're coming here. A majority of the emails that I'm getting through my job with orientation is parents wondering about banks. You'll find that when you come here you don't really need to use a credit card/get cash that often, the JCard basically covers everything here.
- Joe N.
Class of 2013
Neuroscience and Psychology Double Major
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Once we accept our limits, we go beyond them.Albert Einstein

FaithLCT

  • Newbie
ATMs/Banking on Campus
« Reply #32 on: May 01, 2010, 12:19 AM »
Hey, I just wanted to say thank you for all the information and for answering my question!  It is appreciated!

JHU_Miranda

  • Hopkins Student
ATMs/Banking on Campus
« Reply #33 on: June 02, 2010, 12:16 PM »
There's also a BofA branch on Charles Street if you go past Homewood - somewhere around 27th street I believe!
There's a M+T branch in the bottom of the Homewood apartments as well.
Miranda B.
Class of 2013
Political Science 
Africana Studies (minor)
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Aaronhsu42

  • Newbie
ATMs/Banking on Campus
« Reply #34 on: June 09, 2010, 12:03 AM »
can anyone shed some light on wells fargo? thats what i use here, and i was wondering if there were any WF atms around or a wells fargo bank.

JHU_Miranda

  • Hopkins Student
ATMs/Banking on Campus
« Reply #35 on: June 09, 2010, 09:48 AM »
There aren't any Wells Fargo banks on campus or anywhere that convenient to campus. I think that there's a branch office in the Inner Harbor, but that's basically it. I had Wells Fargo in California, but I found that it was easier to have a local account. Using the Hopkins Credit Union has made life much easier - there are lots of atms, and I can also use it without a charge at practically every 7-11 in the country!
I guess it comes down to personal preference. If you won't be using cash all that much, you might be able to get by with just using the Inner Harbor branch/a few withdrawal fees.
Miranda B.
Class of 2013
Political Science 
Africana Studies (minor)
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JHU_Keith

  • Hopkins Alumni
ATMs/Banking on Campus
« Reply #36 on: June 27, 2010, 11:53 PM »
I agree with Miranda. I transferred my accounts to Bank of America before moving to Baltimore because as it turns out there are no Bank of Ocean City branches in Baltimore - shocking! Haha but it's very easy to open and transfer accounts and will save you a lot of headaches later -- cash is very useful to have in the city, what with cabs and dining out with friends (I'm frequently THAT guy who holds everyone up to pay with a credit card... cash is much simpler when splitting checks!), etc.
Keith S.
Class of 2011
Global Environmental Change and Sustainability
Twitter: JHU_Keith

JHU_Nick

  • Hopkins Student
  • Ask Me a Question!
ATMs/Banking on Campus
« Reply #37 on: November 04, 2010, 10:43 AM »
I remember when I came with my dad on admitted students day, the only thing he really seemed to care about (and, asked a few SAAB members at the Ask a Student table about) was banking.  What we decided to go with was a BofA account which I can access online at any time, as well as through the ATM.  The benefit of it is that if I need some emergency cash, it can be deposited at a Bank of America back home and I can withdraw it here extremely easily. I also got a debit card, some checks, and both a savings and checking account.
Nick G.
Class of 2014
Computer Science/Economics
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JHU_KateT

  • Hopkins Student
  • Ask Me a Question!
Re: ATMs/Banking on Campus
« Reply #38 on: March 25, 2012, 06:54 PM »
I have a bank account from a local bank and they reimburse the fee whenever I use an out-of-state ATM. Check to see if you can get that as well. :)
JHU_Kate T.
Chemical and Biomolecular Engineering
French Cultural Studies
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